Claiming to be the one-stop solution for all your financial needs, the HBL Ready Steady Cash is a new venture that will help many people. Promised to be hassle-free and easy to attain, this easy loan offers smooth financing with a seamless line of credit.
This simple cash scheme is accessible to all Habib Bank Limited customers all over Pakistan. Plus, this loan scheme is also available to a wide range of age groups so that a maximum number of people can apply for the loan and get it to fit their needs.
Here is everything you need to know about HBL Ready Steady Cash and how you can avail of this loan.
What do You get with HBL Ready Steady Cash?
When you apply for the HBL Ready Steady Cash loan, you will get the following benefits if you apply for the loan:
- You can avail of up to Rs. 3 million for a loan
- The minimum loan available is Rs. 25,000
- A markup will only be charged on the used amount on the daily outstanding amount
- The money from the loan can be withdrawn via your HBL chequebook or your HBL Debit Card
- You will have full access to HBL Phone Banking all-day
- You will also receive free life insurance
- Good discounts on HBL Debit Card
- Limit enhancement availability possible after 12 months
- An annual renewal facility is available, but it will be subject to meeting requirements
- The loan needs to be returned in 12 to 48 months
- You can get the HBL Ready Steady Cash loan via the HBL Mobile App.
Who is Eligible for the HBL Ready Steady Cash?
Anyone with an account with HBL bank can get this loan. This is a business loan as well as a personal loan. The business needs to be at least two years old and the business account needs to be at least one year old. People between the ages of 21 years and 60 years old can apply for this loan.
What Are the Documents Requirements?
If you get a loan of Rs. 25,000 and want to repay it in 12 months, you will have a markup of 35.99%. To avail of the Ready Steady Cash loan, you must have the following documents.
- One copy of CNIC
- A certificate of account maintenance
- Deep of registered partnership, if applicable
You can check your markup rate according to your monthly installments. Click here for the loan calculator. To get more help, you can contact the call HBL at 111-111-425 or email them at customercomplaints@hbl.com.