Introduction
In Pakistan’s vibrant smartphone market, finding the best device or top 5 smartphones under Rs. 100,000 can be a smart move — you get high-end features without breaking the bank. For discerning buyers looking for value, performance, and brand credibility, this guide highlights five smartphones that deliver strong all-round specs and local availability. Each pick is anchored in current market data, verified specs, and trusted price-tracking sites.
We’ve also taken into account local factors: availability of PTA approval, local warranty/service support, and value / price fluctuations in the PKR market.
Here are the top picks for October 2025, along with why they’re strong choices, what trade-offs to expect, and how to choose the right one for you.
What to look for when buying under Rs. 100,000
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Processor & performance: A mid-to-high tier chipset ensures longevity, smoother UI, better gaming and camera performance.
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Display refresh rate & panel type: 120 Hz refresh, AMOLED panels are increasingly common and deliver smoother visuals; good for future-proofing.
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Camera system: At this budget you should expect at least a 50 MP main sensor, optical image stabilization (OIS) if possible, good video capabilities.
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Battery & charging: Big battery (5,000 mAh+) plus fast charging adds real-world usability in Pakistan’s network & usage conditions.
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Software / updates: Brand reputation for updates, local service / warranty support.
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Price & value: Under Rs. 100,000 (or around that mark) means you must also consider real street price and currency fluctuations. For example one site lists “Best Mobiles Under 100000” in Pakistan (as of Aug 2025) with models ~Rs 93,599 etc.
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Local factors: PTA-approval if required, availability of spare parts/service, brand presence in Pakistan.
With those in mind, here are five excellent choices.
Top 5 Smartphones Under Rs. 100,000 in Pakistan
Here is th elist of top 5 smartphones, which you must buy in 2026.
1. HONOR X9b
Why it stands out:
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As of Oct 2025, pricing in Pakistan is around Rs. 93,599 for the 12 GB + 256 GB variant.
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Key highlights: A 6.78″ AMOLED display (curved) with 120 Hz refresh rate.
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Rear camera: 108 MP main sensor + triple-camera setup.
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Good battery size (~5,800 mAh) and fast-charging support.
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Solid mid-to-premium brand with decent service footprint in Pakistan.
Trade‐offs:
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While it offers many flagship-level specs for the price, it may not beat ultra-premium cameras or highest refresh/fast-charging in flagship territory.
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Curved display may be prone to glare or accidental touches for some.
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Verify local warranty/after-sales for HONOR in your city.
Who this is for:
If you want a large, premium screen + camera system around Rs. 100k budget, this is one of the best value options currently.
2. OPPO Reno14 F 5G
Why it stands out:
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Excellent all-rounder: display, build, and features. The official specs show 6.57″ AMOLED 120 Hz, resolution 2372×1080.
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Price in Pakistan listing: this model appears in “Under Rs 100,000” lists (e.g., one site lists price Rs 99,999 as estimate)
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Camera system: 50 MP main (f/1.8) with OIS, 8 MP ultra-wide + 2 MP macro.
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Thin profile (~7.7-7.8 mm) and weight around 180g makes it ergonomic.
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Good brand presence in Pakistan, solid support and service network.
Trade‐offs:
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While 50 MP is strong, ultra-wide/macro modules may be more modest compared to more expensive models.
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Charging speed might be slightly less than ultra-flagship models (check local variant).
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Some near Rs 100k budget might find slightly better specs in niche models.
Who this is for:
A well-balanced choice for someone wanting a premium-looking phone with strong camera, good brand support, and value for money.
3. realme 14 5G
Why it stands out:
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Price in Pakistan: listing shows ~Rs 99,999 for the 12 GB + 512 GB variant.
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Specs: Snapdragon 6 Gen 4 5G chipset, 6000 mAh “Titan” battery, 45 W fast charging.
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Display: 6.67″ 120 Hz AMOLED esports display.
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Strong storage and memory configuration at this price.
Trade‐offs:
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realme is still building its premium service footprint compared with some legacy brands in Pakistan (though improving).
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45 W while decent, some competing phones may offer faster charging.
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Camera system might not match ultra-flagships in sheer quality, but good for the price.
Who this is for:
Users who prioritise large battery, high refresh display, strong storage and want “bang for buck” under Rs 100k.
4. Xiaomi Redmi Note 14 Pro
Why it stands out:
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According to a listing for mobiles in “50,001 to 100,000 PKR” price bracket, the Redmi Note 14 Pro with 12 GB RAM / 512 GB storage is listed around Rs 94,999.
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Xiaomi brand is very strong in Pakistan: good spare parts, accessories, community support.
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“Pro” model likely brings strong specs (though exact local variant check is advised).
Trade‐offs:
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“Pro” models sometimes have smaller service footprint or software bugs early on; check local PTA / warranty.
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Mid-to-upper “under 100k” may still have compromises (e.g., camera premium only in highest tier).
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Depending on storage/RAM variant, price may exceed Rs 100k once you factor in import/duties.
Who this is for:
Users who want top specs for the budget segment (approaching higher end) and are comfortable verifying variant & service availability.
5. Samsung Galaxy A16 5G
Why it stands out:
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Samsung’s “A”-series offers brand premium, good software support, local service network.
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The price bracket listing for “Mobile Prices between 50,001 to 100,000” includes Samsung Galaxy A16 8GB + 256GB at Rs 81,999.
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While specs may not match the ultra-flagships above, this model offers reliability, long-term updates, and brand warranty benefits.
Trade‐offs:
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Spec sheet may be more modest compared to the other four (e.g., lower refresh rate, less aggressive camera hardware) — trade for brand/service reliability.
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If you prioritise cutting-edge features (e.g., 120 Hz panel, ultra-fast charging) you might find better value elsewhere.
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Under Rs 100k budget means sacrificing some premium features in exchange for brand/reliability.
Who this is for:
Users who value long-term software updates, brand trust, good after-sales service and non-compromise reliability — even if specs are somewhat conservative.
How to choose your best smartphone under Rs 100,000
Here are some quick decision-tips to pick one of the top 5 smartphones listed above:
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If you prioritise camera & display: Go for HONOR X9b or OPPO Reno14 F — they have 120 Hz displays and strong main-camera setups.
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If you prioritise battery + storage: realme 14 5G offers a strong battery + storage combo.
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If you prioritise best value/specs for money: Xiaomi Redmi Note 14 Pro offers high specs for the budget tier.
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If you prioritise reliability & brand service: Samsung Galaxy A16 5G gives you trusted brand and support.
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Check local conditions: Availability of stock, local warranty, PTA approval (if needed), charger/accessories included, real “street price” vs quoted.
Final thoughts
Choosing one of the top 5 smartphones under Rs. 100,000 in Pakistan doesn’t mean you must compromise badly. As shown above, there are several excellent models offering near-flagship features for this budget. By balancing your priorities (camera/display vs battery vs brand/service), you can get a device that will serve you well for 2-3 years.
Remember to verify local pricing at time of purchase (currency fluctuations, import duties, store offers affect final cost). Use trusted players like PriceOye or WhatMobile for up-to-date local pricing.
