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UBL Launched First Digital Branch in Pakistan at IBA Campus Karachi

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On March 15th 2017,Pakistan’s largest bank in private sector, UBL launched the first digital branch of Pakistan in Karachi. The first digital branch is established at the Institute of Business Administration (IBA-City Campus, in Karachi.

During the event Wajahat Husain, President & CEO UBL addressed, “Pakistan today is at the cusp of a Fintech revolution. This stems from a confluence of factors ranging from widespread adoption of digital technology to a regulator that is actively encouraging embracing of technology, with proper controls, in banking. By supporting disruptive technological developments in Pakistan, the Banking industry will accelerate the national objective of Financial Inclusion and serve its customers better through improved products and services. This first of its kind initiative, which is being led by UBL, will add stimulus to the already vibrant technology-based financial sector of Pakistan.”

Mr. Syed Irfan Ali, Executive Director, SBP stated “SBP sees Digital Banking as the future of banking and this initiative of UBL will help enhance financial inclusion. This unique facility at the IBA would help spread Fintech culture in Pakistan.”

Now customers will be facilitated through a complete automated branch, without need of any physical staff of bank. The branch supposed to perform all services that usually banking requires, it includes the services as account opening, further more all service elements including cash deposits and withdrawals, Instant debit card issuance and replacement card requests and also fulfills interbank fund Transfer facility services.

Being devoted and loyal to its customers, UBL has Progressive and Innovative brand attributes, It is the first commercial bank in Pakistan which is providing state-of-the-art facilities embraced with a cutting-edge modern design. The entity rating of the bank was also upgraded and reached up to AAA/A-1+. However in branchless banking it has achieved high success, by providing UBL Omni service which has an agent network of over 42,000 Shops (Dukaans) across Pakistan. Thus UBL is the leading banking and financial service provider in banking sector in Pakistan. UBL has crossed customer limit of over 4 million and it is expected to increase its number of customer by initiative taken of Digital Banking in Pakistan. Customers across the world have 24/7 access to the bank via the best UBL internet Banking already that results in satisfied customers.

Lucky One Mall,Largest Mall of South Asia is Opening Soon

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Lucky one Mall,largest mall of South Asia is finally going to open officially on 17th April 2017.It was under construction since a long time and now moving towards its last phases abruptly. People of Karachi are lucky to have Lucky One Mall within their city as it is claimed to be not only largest mall in Pakistan but whole South Asia. It is comprises of eight buildings, each having 28 floors and a mall at podium level. The mall is structured on 3.2 million square feet area that is several times bigger than Dolmen Mall. This project also embraced with eight-screen multiplex, a fun planet, a bowling alley, a food court as well as dining restaurants, a ramp for holding fashion shows, a space for music concerts as well as parking space for 3,000 cars and a captive power plant. The project will generate employment for 10,000 to 15,000 people.

Vision

The aim of Younus Brother Group is to construct a high standard shopping mall with diverse opportunity. The mall with all magnificent aspects will revolutionize the shopping experience in Pakistan.

Location

Lucky One Mall is easily accessible through major flyovers of Karachi to provide energy, fun, adventure and relaxation. It is situated on the prime location of Karachi on main Rashid Minhas Road, opposite UBL Sports Complex. Therefore it is accessible for 7.5 millions of people within 20 minute drive.

Shopping Experience

It will be joyful experience for people to shop from Lucky mall as it is facilitated with air conditioned mall with spacious area. It will be having international and Pakistani Brands shops that will make the shopping more exciting.

Food Street

Among the most famous brands, you can find different cuisine to make your shopping more delighted. The Food Street, spread over 150,000 sq. ft., with its ultimate mouth watering range of quality cuisine will become the top choice for the Karachites soon.

Hyper Star

Another alluring factor that will obviously amaze you that Lucky One Mall has also Carrefour Hyper Star. Hyper Star will be immersed with international brands that cannot be found anywhere under one roof.

​NIKE Launched Hijab for Muslim Female Athletes; A Positive Step Towards Harmony

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Nike a US based company which manufacture’s sport’s wear and now for the first time launched hijab for female MUSLIM athletes.Nike has taken another step into lucrative Islamic clothing by making of exclusive product range specifically for muslim female athletes. 

The product which has been under development from past few year’s and tested by the different athletes including figure skater zahra lari.

The pull-on hijab is made of light, stretchy fabric that has tiny holes for hassle free breath ability and long back so it will not come untucked.

It will be launched in three different colors:black, grey and obsidian. The product will hit the market of different countries in year, 2018.

This a positive step towards peace and against all anti Muslim agenda’s running internationally. It can also prove to be a good step towards woman’s status all across the world. 

Meanwhile, In some countries like America, they are banning even the entrance of Muslims into their country and are stealing there basic rights and Muslims are considered as terrorists and almost every terrorist attack they linked to our religion Islam.

Due to this negative image of Muslims, we are especially females are facing alot of problems and the trendy one is hijab.In some countries like Europe, France, Italy, spain, Switzerland and many more countries across the world are banning hijab and full face covering.Among all these events, this could be very helpful for female Muslims to enjoy success at a larger scale. 

Nike has also been making a play for Muslim customers in the Middle East in recent years, opening stores in the region and launching a training app in Arabic.

Manage your 3 Days Trip to Naran in Rs 5000

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I am sure most of you have planned and cancelled many trips just because you were short on money. I really feel bad for your, we have got same problems, anyway. Let’s guide you on how to keep your trip to Naran in under Rs. 5000.

Travel:

This is where it all starts. The trip of course but what I mean is that this is where all the spending starts. Try to use local transport instead of booking car for three days, believe me it will save you tons of money. Now that Daewoo also goes there from all major cities, no need to book a car. And if you have your own car it’s probably the best thing ever.

Travel off-season:

It is probably best to travel off-season to almost every place. The reason is there is little rush of people and accommodation, travel and food rates are pretty low.

Skip expensive hotels:

You are not going to stay there forever, so no need to spend extra money on cool looking hotels, low priced rooms also server the purpose. Naran as a whole has pretty decent hotels. One more thing try to travel in a group, because rent of room is divided among people that way.

Food:

Food is always expensive in Naran. It would be better if you cooked the food yourself. BBQ by the river is one of the most economical and memorable experiences of trip. You can have one or two meals from hotels.

Hike:

Try going to top on foot, it will save you around 1500 rupees in form of jeep and also you will enjoy the hectic hike to the top. You can use the saved money for booking jeep to come down from lake saif-ul-malook.

Following above tips you can easily keep your expenses under 5000 rupees. Enjoy your trip.

Telenor Customers to Purchase Apps Through Google Play Store by Using Their Mobile Balance

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Telenor customers

Telenor Customers to Shop on Google Play Store Using their Mobile Balance.

It has continued with its dash of industry-first activities to advance computerized and e-commerce ecosystem in the nation. Telenor Pakistan has introduced Direct Carrier Billing (DCB) that permits clients to buy content from Google Play utilizing their mobile balance.

Telenor Customers to Shop on Google Play Store Using their Mobile Balance

Initiating in the Pakistani market, DCB wipes out the need of credit/charge card. Telenor clients can pay for their most loved applications in Google Play and in-application purchases straightforwardly from their mobile balance.

It is easy to activate. You can easily activate DCB on your android handset. Moreover, only by adding ‘Use Telenor Billing’ in the payment methods of your Google Play account menu. Moreover, once the activation is complete you are good to go.

The user can simply click on ‘Buy’ on their favorite Google Play content. Then select ‘Bill my Telenor account’, and provide their Google account password to confirm the purchase.
To lift client trust and dodge inadvertent purchases, DCB accompanies a discount alternative. It is visible instantly on the purchased application. It lasts for two hours. Moreover, users can monitor their DCB purchases by means of ‘Order History’ in their Google Play account menu.

Statements by the Higher Authorities

“We need to simplify and secure advanced purchases for our clients and DCB accomplishes it,” said Irfan Wahab Khan, CEO, Telenor Pakistan.

Through Direct Carrier Billing, we have dispensed the need for credit/debit cards. The vast majority of our young clients and unbanked populace needs access to. Furthermore, supported client confide in making advanced installments as DCB accompanies a discount choice and password ensures each purchase. Furthermore, being the nation’s essential advanced way of life accomplice, Telenor Pakistan will keep on strengthening the nation’s digital and e-commerce ecosystem.

Head of Digital Products, Telenor Pakistan, Nauman Pervaiz stated,

With DCB on Google Play store, Users will have the capacity to make in-application purchases from inside their most favorite applications just by using their mobile balance. Moreover, new installment choices not just help users access more content they love. DCB also has the potential to nurture the local app developer economy, incentivizing developers to build for the local market. Furthermore, he said that Telenor is proud to have had an influence in bridging over financial inclusion and pushing forward our main goal of digitizing the future.

Telenor customers can now enjoy this new outstanding launch. Moreover, this service is for both the prepaid and the postpaid customers.

Ring A Doctor (Pakistan’s Step To E-Health Services)

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E-Health

Due to tremendous increase in population all over the world, many organizations have been affected where a big crowd of people can be found all the time to get services from these organizations by visiting them.

Hospitals are listed as top where there is always a mass of so many patients and visitors and it has become difficult for the hospitals management to manage and properly check every patient.

To get rid of this problem E-health services have been introduced all over the world that is a great step to overcome such a problem. Pakistan has now also started E-health services by launching a great user-friendly website and smart phone application named “RING A DOCTOR“.

Now people of Pakistan are also able to consult their required consultant doctors for their diseases or to get suggestions related to their medical problems.

E-Health

Let us answer few questions that would come in your mind regarding “Ring a doctor” E-health services.

What is “Ring a doctor”?

Ring a doctor” is an online video and audio platform in form of website and a smart phone application (Android + IOS) that allows 24/7 real time interaction between a patient and doctors from all over the world.

E-Health

What is the benefit of getting services from “Ring a doctor”?

As we mentioned above that it is providing E-health (Electronic Health) services so the biggest advantage is that you don’t have to waste your time for getting appointments, to travel far away distance or to wait for a doctor. Also here you get a chance to consult the doctor of your own choice from the variety of doctors from all over the world.

Is it cheaper or expensive than manual services?

Ring a doctor” platform has been designed to provide comfort and ease to patients hence its services are cheaper than average ER visit. So it not only saves your time but money also.
We at beam.pk recommend you to visit “Ring a doctor” website at least once to get aware of their services and share this article with your circle to make them aware of such a great service in Pakistan.

E-Health

Facebook to Shutdown in Pakistan: Action Against Blasphemy

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A petition has been filed in Islamabad High Court by the Civil Society in order to temporarily shutdown Facebook all over Pakistan till all blasphemous content is fully removed and is under control: ISLAMABAD

For the petition, Secretary Ministry of Interior, Secretary Ministry of Information and Technology, Pakistan Telecommunication Authority (PTA) through its Chairman, Federal Investigation Authority through its Director General, Inspector General of Islamabad police and Pakistan Electronic Media Authority (PEMRA) have been cited as respondents.

It is claimed that blasphemous material in the form of writings, sketches and videos, is still being posted on Facebook.

While Chairman PTA responded that it might take about three weeks to close blasphemous pages. Because they are not equipped thus they cannot clean up the material instantly.

Petitioner in response said that if it is the case then PTA should block the site until this problem is overcome completely. Facebook is demanded to be shutdown meanwhile the blasphemous content is removed.

A nationwide movement will start against blasphemous content posted on site, Petitioner claimed. It is stated in petition that PTA chairman asserting that the blasphemous content is removed however it is still accessible in the form of drawings, writings and videos.

May 2010 Case

Earlier in May 2010, this case was handled strictly. It was ordered to all internet providers for close the site all over Pakistan as an opposing action against blasphemous content posted on facebook. Facebook was blocked in response to public outrage over a competition on the social networking site that encourages people to post drawings of the prophet Muhammad.

Top Ten most frequent asked Questions of Interview and their Answers

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Interview

I am going to lay out top ten most frequent asked questions of interview and their answers that will surely help you in preparing for your interview. There are many questions which leave you blank and in order to cover your nervousness you utter whatever comes in your mind. But there are some questions which are expected to be asked thus today we will study this list of interview questions and their answer therefore you can tackle your interview questions with confidence. Once you thoroughly read them I am sure you will not do such mistakes which mostly job seekers do.  Lets’ get started

Tell me about yourself

This is most common question of the interview. It is rather than a question an opportunity to talk to interviewer. It is time to tell about your best part that is important for hiring you. Instead of reading your resume’ you should confine your answer to work related stuff. Your answer should not be comprises of unnecessary or irrelevant matter thus avoid details until you are asked about it.

Why did you leave the last Job

It is a sort of tricky question for you. You should focus on answer to give it in positive prospect. While talking about past you can begin like “In pursuit of better opportunities…” Most importantly do not ever speak against your last Job as “my boss compelled me for this change as he had bad behavior with me”.

What is your Weakness

When you are asked about your weakness it is not meant to be start listing your weak points. Well it is actually a trap because no one wants to give his weak point to lose the job opportunity. But you should stay genuine and tell silly weakness which is strength in disguise.

What is your strength

For strengths, pick the best which will make them think to hire you as they need you. A positive point and best capability which goes perfectly with the demands of post you are interviewed should be discussed.

Why should we hire you

You should not talk about any of your circumstances or personal issues. You have to speak in soft tone and deliver the message; as much as you need this job similarly company needs you. Do not compare yourself to other candidates.

Why have you been unemployed for such a long time

You can easily cover up yourself by telling them that you were engaged in any healthy activity or learning course which consequently helped you out in your career.

What do you know about us (Company)

For this answer you must have done some home work. Before going for interview you must study about the company profile. It will build up your knowledge.

Why do you want to work with us?

If you have done homework you can deal with this question easily. Interviewer is judging you how far it will be adjustable for you to fit in this company. You can tell it will be great experience to work here that will enhance the skills and it will allow to grow as a professional.

Do you find yourself successful?

It needs clever answer. You should clear that success doesn’t mean achieving the world. With the time goals and targets vary and therefore chasing them still continuous. Be précised and talk about your major achievement that make you stand apart.

What are the opinions of your co workers about you?

Briefly give the answer that includes the most common appreciable comments you received. It should not be detailed answer which sounds exaggeration.

 Conclusion

It would be helping you out when you are preparing for interview hopefully. Summing up, Be confident and précised during interview.

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